Banks operate through Karvo.
Other rails connect around them.
Karvo is enterprise B2B infrastructure. Banks and regulated financial institutions are the first direct customers; other providers participate through verified, permissioned capabilities.
Participants / 01
One network. Explicit roles and authority.
Banks
Operate cross-border transfers through tenant-scoped identity, exact quotes, governed approvals, explainable routes, accounting and reconciliation.
Fintechs
Connect eligible product flows to institutional execution and settlement while preserving exact transaction and exception state.
Mobile money operators
Expose verified wallet capabilities to governed cross-border routes through participant-specific adapters.
PSPs and switches
Normalize provider capabilities, commands, callbacks, settlement reports and reconciliation evidence.
Shared boundary / 02
Karvo coordinates. Participants remain accountable.
Integration does not erase institutional responsibility. Each participant retains the duties attached to its role, licence, customers, systems, and jurisdiction.
Work with Karvo
Discuss institutional connectivity
Tell us where your institution sits in the transaction chain and which corridor or capability you are evaluating.
Start a conversation